Do you need a short-term loan to bridge a financial bottleneck, pay an invoice or use it freely? No problem. With us you will find the best short loan providers in comparison, so that you can borrow money for 30, 60 or even 180 days.
The most important thing about short credit
- Short loans are characterized by their short term of one, two or three months
- Due to the short loan term, only small loan amounts of USD 100 – 3,000 are usually possible
- Short-term loans are available with an instant payment so that you can have the loan within 24 hours
- The application and the conclusion are completely online. This means that an immediate acceptance and fast processing is possible
- Pay attention to additional fees for special options. Some providers charge additional fees if you increase the loan term. Additional fees make the short-term loan unnecessarily expensive and no longer recommendable
Cheap short-term loan with immediate payment online
For small or larger wishes, a short-term loan offers a practical solution immediately if a financial bottleneck would require a waiting period. However, not every short loan is suitable for every applicant, so that you can find the best offer with comparisons and avoid less flexible framework conditions. A short credit without Credit bureau is also possible and convinces with a quick and customer-oriented processing.
- The requirements for a short loan
- Your place of residence is in Germany
- You have reached the age of 18
- You have a Agree bank account
- You have a monthly income of at least 500 USD
- You are not indebted
- If you meet these requirements, then there is usually nothing standing in the way of a short-term loan.
What distinguishes a good short credit?
Even if a short credit is required for 30 days and therefore not for a long period of time, you should consider various factors. The interest, changes in the repayment within the term, costs of splitting the amount for small loans, or the possibility of deferral should be on the agenda. At the time of borrowing, you do not know whether and to what extent your financial background changes within the term. Although you choose a 30-day term with a short-term loan, a lot can happen in a month and create the need to split the repayment or take a deferral.
You can recognize a good short-term loan by the fact that it fits your needs perfectly and comes with low interest rates, a flexible contract and no additional costs for changes in repayment. While the house bank often poses a problem or shows conditions that are far too expensive, very cheap offers can be found on the Internet, especially for short-term loans. A great advantage of short-term loans from the Internet is the fact that you get the approval in less than 24 hours and you don’t have to wait long for the loan amount to be paid. There are different ways of applying for a very small or higher amount.
As a rule, the short-term loan is paid in one amount, which limits the capacity in the amount paid out. Nevertheless, there are differences in banks that issue a short-term loan between at least 100 and a maximum of 3,000 USD. How much interest you pay and whether you can split the amount depends on the conditions of the bank and also on your income. So that you have a chance with a short credit without Credit bureau information and are not rejected even with a lower credit rating, you should look directly for a suitable offer with creditworthiness problems.
You can recognize a good short-term loan by the fact that it fits your requirements and comes with low interest rates, flexible framework conditions and changes in repayment without additional costs.
Suitable short-term loan immediately by comparing it
The financial market shows a variety of different options for a short loan. What is ultimately good for you and enables alternative options based on personal requirements can make the search more difficult due to a lack of transparency. You will not recognize a suitable short-term loan that suits your requirements at first glance, which makes a comparison of various loan offers advantageous. Do you need the short-term loan immediately and cannot accept a waiting time from the application to the payment?
Or are you looking for a short-term loan without Credit bureau and have to bridge a financial bottleneck, even though your credit rating actually speaks against a loan or has already been rejected at the house bank? The more clearly you define your requirements for the right short-term loan and set it up in comparison, the faster you will only see the results that match your search. If a short-term loan is to be approved for 30 days or two months, you can also set this up and get an offer that optimally matches your requirements during the term and fulfills your wish. More on the subject of loan terms.
Of course, the comparison to short-term loans also serves to find the best interest rate. You can avoid high interest rates and additional fees if you choose the cheapest short-term loan and anchor this aspect directly in the search. Since the conditions vary from bank to bank, an online comparison can give you an important hint in a few seconds and show you a short credit with which you are satisfied due to the optimized ratio of price, performance and duration.
Another advantage of the comparison is the direct link to the provider, where you can apply for your short-term loan online and prepare for quick processing. Some lenders incur additional costs for the immediate transfer, which means that you can also configure this request and compare it. Without a comparison of the numerous offers, it is hardly possible to bring transparency to the variety of short-term loans and to apply for a short-term loan that fully matches your ideas and needs. The comparison is of course free of charge and can be easily notified online.
Short-term loan with immediate payment
An absolute advantage of short-term loans is the very quick availability. The short-term loan can be paid out after just 24 hours. It is currently the fastest way to borrow money immediately. Additional options, which are subject to a charge, even enable payment within 30 minutes.
If you want to have the short credit within 24 hours, there are a few points to consider:
- Depending on the provider, select the express transfer so that the payment is carried out directly after successful credit approval
- Submit your application early so that payment can be made on the same day.
- There is no short-term loan disbursement at the weekend. Therefore, schedule the application on a working day
- The express transfer incurs additional fees, which can make the loan expensive
What distinguishes a short loan from a mini loan?
The two terms are often mentioned in a context. In most offers, the short-term loan with a short term is also accompanied by the limitation of a sum, which is why it is also referred to as a mini loan. Nevertheless, the name short-term loan does not refer to the possible sum, but primarily to the term that the short-term loan is short-term. A short-term loan of 30 days, 45 days or 60 days is common practice, whereas some banks and lenders also offer a short-term loan with a term of up to 180 days. The shorter the term in relation to the loan amount, the more important the contractual conditions become.
You can only apply for the short-term loan without hesitation and protect yourself against unforeseen fees only if this allows you to change the repayment with an accompanying extension of the term without additional costs. If you become unemployed within the term or cannot repay as agreed for other reasons and pay off the short-term loan immediately, this can quickly become expensive with inflexible contracts and even result in additional payments of up to half the actual loan amount for small loan amounts. If you need the short-term loan immediately, you should still take the time to compare and wait for the few seconds that you have to spend in a comparison.